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Zand is an AI-powered, fully regulated digital bank based in Dubai, UAE that integrates traditional banking with decentralized finance capabilities. The bank offers a comprehensive suite of services including the Zand AED stablecoin, digital asset custody, payments infrastructure, and corporate banking solutions built on public blockchains. With institutional-grade security certifications (ISO 27001, ISO 27701, SOC 2 Type II) and a BBB+ Fitch rating, Zand serves corporate, institutional, and wealth clients seeking to operate in the digital economy while maintaining enterprise-level compliance and transparency.
How this score is built
Based on 12 judged answers over the trailing 16 days.